Invest with a patrimonial company in Andorra
A patrimonial company in Andorra is the best way to start investing while benefiting from a highly advantageous economic and tax environment.
Maximum capital gains and tax at 10%.
Invest in the assets of your choice in Andorra and abroad without limit
Diversifying your assets and benefiting from the Andorran boom
Centralising your assets and reducing your tax burden
Confidential and secure contact
Our law firm (lawyers, tax experts, chartered accountants) will support you throughout your project in Andorra and France.
in Andorra an asset management company is right for you if :
You are an investor
You are a company director
You have capital to invest
You want to prepare for your retirement
You want to supplement your income
You want to invest in a fast-growing economy
You want to pass on to your children
Vous souhaitez vous diversifier et minimiser vos risques dans vos placements ?
in Andorra make your assets grow by taking advantage of :
Extremely low income and corporation tax, capped at 10%.
Financial investments not linked to the EU or traditional French banks
Leverage for investment in France and abroad
Unique investment opportunities in a booming economy
Separating your own assets from those of your company
Company taxation in Andorra
No tax on dividends
No Impôt sur la Fortun Immobilière (IFI) (property wealth tax)
Tax on company profits is 10% max.
No binding tax rules
No VAT
Little or no income tax
Banking secrecy
Tax on company profits is 10% max.
Company cars: no VAT,
no carbon tax or ecological penaltyDriving licence without points
What to do with a
patrimonial company
Investment to achieve your objectives
Property investment
Performance objective :
6 to 8% Net
Risk level :
Financial
investments
Performance objective :
6 to 14% Net
Risk level :
Boating / Aviation / Luxury cars
Performance objective :
3 to 5% Net
Risk level :
Private
equity
Performance objective :
12% Net
Risk level :
Property investment
in Andorra
Buoyed by exceptional growth, Andorran property is attracting many investors looking for high yields and a passive investment boosted by tourism. Andorran real estate is characterised by its modern, high-standard flats, but also by the charm of its old stone bordas. Investing in Andorra means you can be sure of a profitable investment over time and a low-tax capital gain over time.
Rental investment in magnificent mountain chalets
A surface area ranging from 200m² to 3000m².
4 to 12 rooms to live in
New - Modern - Wood - Concrete - Cut stone....
Price :
From 1M€ to 7M€
Profitability:
From 5% to 8%.
Investing in buildings with high potential
Surface areas of over 2000m².
Rental properties or commercial premises
You'll find new or old buildings to transform
Price:
From 1M€ to +10M€
Profitability:
± 8%
Investing in the stock market with Andorra’s tax system
Is it really profitable?
Example of the S&P 500
With €100,000 invested in the S&P 500, you can see the graph in the video on the left. The biggest difference is in terms of tax. In this example, the S&P 500’s annual performance is 10.47% gross. However, with French tax, the rate falls to 7.329% net, whereas in Andorra it will be 9.423% net.
So with a 20-year investment you’ll end up with :
411 473.30€ net in France.
605 581.15 net in Andorra.
200 000€
400 000€
600 000€
800 000€
ANDORRA
1h15 from the Costa Brava
Spain: investing in dynamic, paradise-like regions
Take advantage of countless opportunities
- The Costa Brava, a mix of heavenly and unusual beaches, unmissable coves and picturesque villages
- Vineyards, with their growing international renown and idyllic setting, make great investments.
- Inspiring and iconic landscapes that have seduced the greatest artists over the centuries.
Private Equity
Seeking high returns with
private equity.
Private equity investment, also known as private equity, consists of placing one’s savings in funds dedicated to the financial support of unlisted companies. This form of investment, favoured by the very wealthy but accessible to everyone, enables portfolio diversification. However, it is important to note that it involves risks and requires a long-term investment horizon.
The best-known private equity firms
Innovation capital
Also known as venture capital, it targets young start-ups with high potential and a high level of risk. Companies are often financed by raising funds.
Development capital
Development capital
This type of private equity focuses on supporting the growth of small and medium-sized enterprises. In principle more mature than start-ups, they are looking to grow (launch a new product or service, expand internationally) and therefore need capital to do so.
Turnaround capital
Turnaround capital
Not very common, this variant of private equity targets companies undergoing internal restructuring at the initiative of their management.
Transfer capital
In this segment, funds support companies through a change of ownership. It is also known by the acronym LBO, for Leverage Buy Out.
Private equity returns
Private equity has enjoyed historic success with institutional players and high-net-worth investors, mainly because of the attractive returns offered by this asset class. Despite the associated risks and lock-up periods, the private equity market has proved over time its ability to generate a high level of performance.
Annual performance over 10 years, averaged over the period 2013-2022
- Private equity = 14.2%
- CAC 40 = 10.4%
- CAC ALL-TRADABLE = 10.2%
- REAL ESTATE = 5.6%
- hedge funds = 2.7%
FAQ
We will use your feedback to respond to your questions and expectations.
Why open an asset management company?
A patrimonial company in Andorra is a legal entity that is generally set up for the purpose of managing private assets, including financial assets, real estate, investments and other items of value. These companies are often used for estate planning, asset protection, wealth management and tax management purposes.
Can I repatriate assets from another country with my wealth management company?
In most cases, yes. However, this requires careful planning and a thorough understanding of the laws and regulations applicable between the country of origin and Andorra.
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